Wednesday, 8 May 2013

Toronto Mortgage Rates to Remain Unchanged

Fixed Mortgage Rates: Unchanged

As mortgage rates remain the focus of government efforts to minimize household debt levels, and Finance Minister Jim Flaherty cautions banks against excessively lowering their offerings, it's unlikely that fixed mortgage rates will see a dramatic drop over the coming month. While bond yields have seen a modest increase, investors continue to regard Canada as a safe haven amidst international economic upheaval, and bond yields remain generally low in turn.

Variable Mortgage Rates: Unchanged


With such a narrow spread between the lowest fixed and variable mortgage rate options, many consumers are choosing to lock in for their mortgage terms, prompting lenders to focus on their fixed offerings. It is also not anticipated that the Bank of Canada will increase the Overnight Lending Rate in the upcoming June 29 announcement, which is outgoing governor Mark Carney's last.


source:  http://www.ratesupermarket.ca/


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