Sunday, 30 September 2012

Burano Condos

Burano Condos


Developed by Lanterra, the same developers that have brought us ICE and Maple Leaf Square. There were some issues with the Murano Condos with falling glass to to unlaminated balcony glazing. But after a long process the glass on the towers was replaced with fully laminated glazing. This tower is 53 floors and 164 meters tall. It is located on Bay Street just north of College on the site of the old Addison Cadillac dealership, which has had components integrated into this development. The property is also close by the government buildings as well as the College Park Retail complex. 


Burano Condos - September 30th, 2012
Burano Condos - September 30th, 2012


Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

RCMI Condos on University Avenue

RCMI Condos On University

Developed by Tribute Homes this project is at the corner of University and Dundas and next to the Zurich Life Building. The tower is squeezed between the Zurich Tower and the 438 University Office Complex.The building will have easy access to the University Spadina Line which it stands directly over. It is also a block or so away from Chinatown. Very Unique design.




Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

Toronto - The Week in Skyscrapers

This has been a crazy week in skyscrapers for Toronto. So I thought I should write about it because I'm a self described skyscraper geek. So first off let's start with David Mirvish and his plans to revitalize the Entertainment and Theatre District. I didn't see this project coming, but it apparently has been in the planning stages for over a year, and with the input of Adam Vaughan, this one should sail through council. At least let's hope so, as it will hand over studios and galleries as public space, starting with contribution s to the OCAD design university, for student galleries and learning centres. To top that off David Mirvish will display his vast personal collection of abstract art in one of the galleries - total floorspace 60,000 square feet. Works in Mr. Mirvish's collection include Frank Stella. The project will be topped off with various retail opportunities in addition to the 3 marvelously developed condo towers ranging in height between 275 meters to 290 meters, the towers will be designed by Frank Gehry. This project is so huge that the entire block between Sim OE and Duncan and King to Adelaide will have to be razed. The project has a timeline of close to 10 years. So it will likely not be subject to the whims of the condo market. That is a good thing as this is a landmark project and should not be rushed. Lots of thought and planning went into the design and it will have a major impact on the city of Toronto. Particularly the downtown core. The project, by Projectcore will have their major press conference tomorrow. At that time we should get more information regarding the project.

Other projects released this week include IQ Tower 1 - at 175 meters, and IQ Tower 2 - also at 175 meters. Another project that flew under the radar was 599 Yonge at 163 meters.




Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

Cinema Condos - Sept 30th Construction Update

Cinema Condos - Construction

• Developed by Daniels
• At the corner of John and Adelaide
• 44 Floors

Construction seems to be moving along - I caught this photo from University looking west along Adelaide. Haven't been as vigilant with the construction updates more to come this week. Please let me know if I'm missing any projects you want to see updated. Leave a comment or email me. 




Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

145 King Street West

145 King Street West

• Another building of the Financial District
• Located on the south side of King and University
• The Building has direct access to the PATH and subway at St. Andrews Station
• The building is 28 floors
• Has a great foodcourt with TV's tuned to CP24
• The building has won many awards for its operational efficiency
• The building is located just east of the vaunted King West Strip and the mega Projectcore  development by David Mirvish and Frank Gehry
• Also down the street from TIFF
• There is a Scotiabank in the lower retail level facing north onto King Street




Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

121 King Street West - Standard Life Building

121 King Street West.

A rare building I found on my tour today. The Standard Life Building at 121 King West is owned by its lead tenant. The Standard Life Assurance Company of Canada. The building itself is. 26 floors and has 507,000 square feet of rentable/leaseable space. Its located in the heart of the Toronto Financial District and is probably best known for its gold tinted glass and the massive LED that posts a stock ticker. It is next to 145 King West and across the street from 150 King West.




Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

L Tower - Construction Update Sept 30th 2012

L Tower - Construction Update.

- Update September 30th 2012
- Cladding is slowly moving up the tower
- Residential levels look to be completely poured. Just mechanical to go
- L Tower designed by Daniel Libeskin
- 57 Floors and 205 meters
- Cityzen Developments and Fernbrook Homes
- Located at the corner of Yonge and Front Street
- Across from the Hockey Hall of Fame and the Sony Centre for the performing arts
- Landmark Toronto Development




Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

55 University - Northbridge Financial Building

55 University

This building is just south of University and King Street. 145 King Street West is to the north of this complex.

-The building was recently renovated.
- Located in the heart of the Financial Core of Toronto
- Connected to the PATH
- 263,000 square feet of office space
- The building has 18 floors
- Managed by Kennedy Bentall Real Estate
- Owned by SITQ




Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

Citigroup Place - Front Street

Citigroup Place - Front and University.

Second stage of my walking tour down University Avenue. This building is actually on Front Street and is the Canadian Headquarters for Citibank in Canada. The building is connected via the underground PATH to Union Station and the Royal Bank Hotel. To the south of the building is the railway and then Southcore Financial Centre. This area of Toronto is booming with construction. Including the massive renovation of Union Station both the commuter and subway portions. To the west of the building is the Metro Convention Centre, Rogers Centre and the CN Tower.




Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

15 More Floors to Go ICE I

Ice Condos at York and Bremner


Construction Update - September 30th, 2012


Looks like the ICE condos are moving ahead at rapid speed. The tower 1 looks to be up between 42 or 43 floors. So there are still another 15 floors to go plus mechanical. This project is being developed by Lanterra. It is part of the larger Southcore development that includes mixed use residential and commercial spaces. Bremner Avenue is set to become the grand boulevard of the entertainment district between the ACC and Rogers Centre. New developments include the Ripley's Aquarium, CN Tower Base level expansion and Metro Convention Center redevelopment.

Photo from the skybridge at York and Bremner 

ICE Condos - York and Bremner - Construction update


Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

1 University Avenue - Foot of University (Metropolitan Place)

1 University Avenue - Metropolitan Place


Did a walking tour of University Avenue Today. The first building up is 1 University. It is located at the intersection of York Street, University Avenue and Front Street. The Citiplace building and Union Station are directly in front of it. And to the east is the Royal York Hotel.


1 University Avenue - September 30th, 2012

Metropolitan Place - 1 University


Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

Chaz Yorkville Condos -45 Charles Street East

Chaz Yorkville

Chaz is a condo project being developed in Yorkville at the southeastern corner, it will be 47 Floors tall and sit along the residenctial strip of Charles with Casa 1 and Casa2, BSN and across the way will be the super project One Bloor. The project is being developed by Edenshaw Homes. Sales office is located at 101 Yorkville.

The building will feature close to 500 units and be almost 500 feet tall.
9 feet ceilings
The project should be completed sometime in 2014


Chaz Yorkville Condo Tower

Peter Street Condos - Entertainment District (Toronto)

Peter Street Condos - 40 Floors


Peter Street Condos is a 40 Floor Condo Project in the heart of the Entertainment District on Peter Street, built on the site of the former clubs, Embassy and Tonic. This, back in the day, was the epicentre of the Entertainment District, where the kids would lounge with their pizzas and pops after a long hard night of clubbing. Lots of fights use to break out here as well. Now as the Club District / Entertainment District Gentrifies into Condoland, those clubs have been demolished and these new towers are being constructed.

This project is being developed by by Centercourt Developments and chief architect is ArchitectsAlliance (commonly referred to as aA) The design is by Cecconi Simone.

  • 330 Residential Units
  • 120 Parking Spots
  • Also included is Streetfront Retail Oppourtunities.
  • Chance to be a part of the downtown Lifestyle
Here is a quick rendering from the developer:


Peter Street Condos



The Milan Residences - Yorkville (Toronto)

The Milan Residences - Yorkville

The Milan Residences is a condo tower being built next to the Canadian Tire line on Church at Davenport at the intersection of Yonge Street The Tower is being developed by the Conservatory Group and will reach 37 Floors. It is located and abutting right up to the TTC Subway Tracks. There was a massive delay getting these towers built due to wrangling over the safety of the TTC Tracks during construction. However now it is under construction, full steam ahead. The building is where Yorkville, and Rosedale meet. Behind the subway tracks is Rosedale Valley Road.





The Building

Milan Resideneces

The Yorkville - Condo Tower


Yorkville - Wallman
The Yorkville Condominiums, 20 McMurrich Street, Toronto, 31 floors

This tower is just north of the Yorkville Strip, and south of Davenport Road, in the upscale Yorkville Area. It is being marketed as a luxury highrise condo tower with all amenties. The building was designed by Wallman.

As described on the Yorkville Website

The Yorkville has striking features, and bright features, that sould bring a modern presence to Yorkville. It was designed to reflect the quality of the area in which it is being built. The tower itself is 31 floors and the tower terminates in a dramatic fin structure. The Lobby is 11 feet, and is all about capturing the vibe of it's modern Yorkville enviroment. The lobby itself is 2 storeys. The proejct also features Townhomes set adjacent to the condo tower.

The Building










Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

460 Yonge Street - Canderel-Stoneridge, Graziani + Corazza Architects

460 Yonge Street
460 Yonge Street, Toronto


This project designed by Canderel Stoneridge, will be just north of the Aura Condo, should help build some density around the Yonge and College Area and create a true urban node in the city. The Tower will be designed by Graziani and Corazza Architects and is located where the Sizzler Bar/Hoops Bar is and the RBC Banking Centre at Yonge just north of College.

This development is very preliminary.

The rendering is posted below.





Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

Aura Construction Update - September 29th 2012

Aura Construction Update - September 29th, 2012


Here is a picture from the 29th, of September of the Aura Condo Tower which will when complete be the tallest condo tower in Canada at a height of 273 meters. It will reach a height of 78 floors and is being developed by Canderel Stoneridge. The Shops of Aura mall in the lower levels of the tower are set to open up on October 5th, 2012. The shops will be connected via underground to the College Park Retail Plaza and courthouse. The building is currently up between 39 and 40 floors with another 39 floors plus the mechanical levels which will be added on top of that. So a very long way to go. This building will tower over the surrounding buildings, by a huge margin, until other towers of at least 200 meters are built (and they are planned) in the next coming years.


The Building is located at the corner of Yonge Street and Gerrad, in the heart of downtown Toronto and just to the north of Dundas Square.


The Aura Condo Project:

 Submitted to the City in 2006, as two towers the taller of which was 60 floors and over 200 meters, it was initially rejected by the city, for failing to respect the street and offer adequate ground level retail. It would have been a standard Bay Street condo, on the most important, or second most important  (depending on your view of what makes a retail street) in the city of Toronto. The new project has close to 200,000 square feet of retail and commercial space, in building which is over 1.1 million square feet. Thus providing the downtown core with an alternate shopping experience in conjunction with the College Park Mall to which this project is adjacent.


Aura College Park - September 29th 2012
Aura Construction Update - January 2013

The Toronto Condo Boom

 Toronto Condo Living has taken off over the last few years, and the redevelopment in North York Centre, Downtown Toronto, Mississauga and other areas has been nothing short of mind-blowing. Downtown Toronto and North York Centre might not be recognizable just due to the speed of the construction and development. Although there are some that are opposed to increased condo density, we can't discount the benefits many with regards to increased higher use of transit, walking biking and other alternate methods of  transport as opposed to using the car. Toronto just might be a leader, outside of Manhattan (New York City) in this respect.  
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Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

Projectcore Inc - King West Skyscraper Proposal - Mirvish & Gehry

Projectcore Proposal - King Street West


The King West Proposal to be designed by World Famous Architech Frank Gehry in association with David Mirvish, plans to relaunch the Entertainment District and Theatre District with distintictive design through landmark buildings designed around cultural buildings of global significance. Components of the project include the following elements:

1. 88 Floor Condo design of texture by world famous Architect Frank Gehry
2. 88 Floor Condo building built around the Museum and Gallery space which will replace the exisitng warehouse structures running along King West between Simcoe annd John Street.
3. 90 Floor Condo Design by world famous Architect Frank Gehry.

These towers from all indications will meet or exceed Gehry's work in New York on the Beekman Tower which was also called New York by Gehry. The project, is the next step in the evolution of the Toronto building and design. A truely revolutionary development that will transform Toronto into the next phase of Cultural Importance.

Mirvish, has indicated that if it is required he will finance construction for Theatre Space lost due to the construction of these towers. Also note that Area Councillor Adam Vaughan appears on board with the development and has been working with the development team for over a year to ensure that it respects the community in which it is being built. Through his assistance and with the imput of the commuity within the area, it is sure to place itself in the good graces of the development panels which will review the project at City Hall.

Projectcore King West - Mirvish Gehry














Projectcore King West Skyscraper Proposal











This project, will make Toronto into the next stage of Global Power house, and is being run by some of the most compotent and well financed developers in the city.

If you are interested in their proposal you can reach them at the following.




Projectcore Inc.
284 King St. West, Suite 500
Toronto, Ontario M5V 1J2
Canada
Telephone: 416.363.9066

Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans. Investment Trusts have no taken to looking to purchase rental properties and acquiring mortgages through financing auctions by the banks looking to shore up their balances sheets in light of stricter government regulation. These regulations have actually made holding residential mortgages by the large financial institutions harder to hold.

5150 Yonge Street - Civic City Centre

5150 Yonge Street
 
 
Located in North York this tower is famous for its artistic post modern design. It is connected at ground level to Mel Lastman square and has an underground connection to the Empress Walk Mall and the North York Centre Subway Station.
 
 
The building serves as headquarters for the mutual fund management group Investco Trimark  whom have their signage attached to the building. To the north of this building is the Gibson Square Condo project.
 
 
 
 The ground level retail includes a Starbucks with a large covered patio and indoors their is a Second Cup.
Mel Lastman Square
North York Civic Centre
Toronto Reference Library
North York area adminstration offices
Bank of Montreal
Second Cup
Telus
Starbuck's




Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.

Transamerica Tower Canada - 5000 Yonge St

Transamerica Tower Canada - 5000 Yonge
 
 
This tower is on Yonge Street at North York Centre. It is the Canadian headquarters of Transamerica Life Insurance company out of the United States. (The building is also known as Aegon Place) The tower reaches 20 floors tall, and 73 meters. The building is located. The buildings are south of Mel Lastman Square and North York Civic Centre. The building is in from of the North York Centre for the performing Arts. There is a Baton Rouge Restaurant and Bar on the ground level.



Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.

5001 Yonge Street - North York Centre

5001 Yonge Street
 
 
This building is located at North York Centre it is commercial and rises 19 floors and is 70 meters high. It is currently home to a RBC (Royal Bank of Canada) regional and operations office. Ground level businesses include an Empress Realty Office and a Jenny Craig weight reduction centre. The Empress Realty office is unique in that the owner sits with his laptop right abutting the glass so he can watch you walk past on the sidewalk. He looks like a young 30ish guy and he works with a nice looking lady.
 
 
 
The office tower is located across the street from North York Civic Centre and Mel Last man Square. And is across the street from the Transamerica Canada Tower. To the north is Empress Walk, which is a uniquely shaped circular mall




Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.

Saturday, 29 September 2012

Three 80 Floor Towers Proposed on King West

Three 80 Floor Towers Proposed on King West
David Mirvish has been working with certain members of council regarding a mega project which will be designed by Frank Gehry. The towers will sit atop new public spaces for Museums and Galleries. The old(ish) Princess of Wales Theatre will likely be demolished even though it is only 19 years old. The other heritage buildings will also face a similar fate. Although over at urbantoronto.ca there is hope that some of the heritage buildings are preserved in some nature.
David Mirvish believes these buildings will assert to the new global level on which Toronto now resides, along with London, New York and Tokyo as a true global and cultural centre. These buildings will be the legacy of Toronto's 50 years plus of super extraordinary economic growth. Yes the scale of the project is impressive and on the scale of the World Trade Center in New York or the Burj Dubai now Burj Khalifa in UAE, it will take over 10 years for the project to be completed attesting to the sher massive scale of the development.
Toronto is now taking its place on the global cultural stage and we await new news on the project.
This is very exciting for a skyscraper geek.



Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.

4900 Yonge Street - Government of Canada Building (Toronto)

Government of Canada Building - Sheppard Yonge
4900 Yonge Street - Joesph Sheppard Federal Building

Across from 4950 Yonge Street is the Federal Building where you go to get your passport photos and passport applications and renewals. It was built in 1977 and was meant to serve residents in the former boroughs of North York, and Etoiboke. It is connected via underground path to 4950 Yonge Street and to Sheppard Centre across the street.

Photo from September 29th, 2012


Internal Interest Rates : (Factor: Positive)

The Bank of Canada has stated it's desire, to maintain the low interest rate environment in Canada. This of course will have a positive impact on the Toronto economy, it keeps people buying stuff, and it enables people to repay their debts in a reasonable fashion. Low interest rates will keep the housing market going, even as the federal government continues to tighen up the regulations regarding homebuying and builder financing. Even as hard as they try, the one area of the country that benefits the most from low interest rates is Toronto, as Toronto is the Financial Capital of the country we can turn free money, into more money through investments and trade. Read More 




Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.

4950 Yonge Street (North York and Sheppard)

4950 Yonge Street - The Madison Centre
4950 Yonge Street - North York Centre  (aka The Madison Centre)

Going north from Emerald Park Condos and Sheppard Centre you run into this tower. 4950 Yonge Street, with the Moxie's Diner, Extreme Fitness at the ground level. The building also goes by the name "The Madison Centre"  The building was built in 1986, and has been a fixture on the North York Skyline ever since. 

The Building is 24 Floors, and is Class A Level, containing floors space of 354,000 Square feet. It is located on the West Side of Yonge Street Just north of Sheppard and Highway 401. The building is located over the Yonge Subway line, and is connected via underground through the Government of Canada building at 4900 Yonge Street, to the Sheppard Centre Mall.




Internal Interest Rates : (Factor: Positive)

The Bank of Canada has stated it's desire, to maintain the low interest rate environment in Canada. This of course will have a positive impact on the Toronto economy, it keeps people buying stuff, and it enables people to repay their debts in a reasonable fashion. Low interest rates will keep the housing market going, even as the federal government continues to tighen up the regulations regarding homebuying and builder financing. Even as hard as they try, the one area of the country that benefits the most from low interest rates is Toronto, as Toronto is the Financial Capital of the country we can turn free money, into more money through investments and trade. Read More 



Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.

Emerald Park Condos - Yonge and Sheppard (Bazis)

Emerald Park Condos - Construction
Emerald Park Condos - Construction Update - September 29th (Bazis)

Construction Update by me on the Emerald Park Towers which are currently rising at the corner of Yonge and Sheppard. These are landmark towers for North York in that they are a true divergance from the typical boxy condo we are used to seeing in the suburbs. This is truely urban downtown design moving North, and we are proud, that North York seems to be developing into a true commercial, retail and residentail hub for the entire GTA.

The Condos


Roy Varacalli designed the towers, which will reach up to 42 floors for the taller tower and 32 floors for the shorter tower. There will be 550 units in the buildings in combination. Plaza Corp is also involved in the development of this project.

September 29th, 2012



















Rendering of the completed towers



Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.

Hullmark Centre - Construction Update - Sept 29th 2012

Hullmark Construction Update - September 29th, 2012



Hullmark Centre - Yonge and Sheppard


Latest Update on Hullmark Centre which is progressing at Yonge and Sheppard, when complete this project will bring the suburban business core to life with enhance retail, and access to the the Yonge and Sheppard Subway Lines. It is being built across the street from the Emerald Park Condos Towers being developed by Bazis Group.

There will be a large public space at the corner of Yonge and Sheppard, when this project is complete.


Internal Interest Rates : (Factor: Positive)

The Bank of Canada has stated it's desire, to maintain the low interest rate environment in Canada. This of course will have a positive impact on the Toronto economy, it keeps people buying stuff, and it enables people to repay their debts in a reasonable fashion. Low interest rates will keep the housing market going, even as the federal government continues to tighen up the regulations regarding homebuying and builder financing. Even as hard as they try, the one area of the country that benefits the most from low interest rates is Toronto, as Toronto is the Financial Capital of the country we can turn free money, into more money through investments and trade. Read More 





100 Storey Towers proposed in Toronto (Theatre District)

100 Floor Towers Proposed for Toronto

David Mirish has proposed an awesome vision of the Toronto Entertianment and Theatre Districts. Something we have never seen in our lifetimes in Toronto, since the CN Tower and Rogers Centre. There is such determination to continue building and to these unreal hieghts. The wealthy of Toronto certainly see a city with a very bright future. This proposal has been designed by legendary architect Frank Gehry.

These towers if proposed and real, would be the tallest towers ever built in Canada, and would exceed the height of the Aura Condo.

Toronto's condo market is slowing, so getting these might be built, but remember at our peak we were selling 30,000 new condo units a year, even a bad, year of say 10,000 units, would still allow a project like this to move forward although the sales cycle would be tideious.

Here are some screencaps from a video which has now been made private.

The link to the private video is here:

http://vimeo.com/50398397


Lets Just take it all in!




Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.

Nestle Building 25 Sheppard West at Yonge

The Nestle Building at Yonge and Sheppard

This building at the corner of Yonge and Sheppard is 21 Floors and has 91,000 Square feet of office space. It is the headquarters for the Canadian Operations of Nestle, the Swiss Chocolate Company. There is an empty lot next to this building which one would expect to be in the process of redevelopment at this time. Across the street, Hullmark Center is rising, slowley and to the south is Emerald Park Condos at North York Centre. This area will likely become a centre of activty within Toronto when all these projects have been completed.



Nestle Building - Yonge and Sheppard



Internal Interest Rates : (Factor: Positive)

The Bank of Canada has stated it's desire, to maintain the low interest rate environment in Canada. This of course will have a positive impact on the Toronto economy, it keeps people buying stuff, and it enables people to repay their debts in a reasonable fashion. Low interest rates will keep the housing market going, even as the federal government continues to tighen up the regulations regarding homebuying and builder financing. Even as hard as they try, the one area of the country that benefits the most from low interest rates is Toronto, as Toronto is the Financial Capital of the country we can turn free money, into more money through investments and trade. Read More 





Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.

Minto Midtown - Yonge and Eglinton

Minto Midtown - Yonge and Eglinton



Minto Towers at Yonge and Eglinton
Going, back in the day to the beginning of the construction boom in  Toronto, brings us to Minto Midtown at Yonge and Eglinton. Probably the very beginning of the construction boom in Toronto when these towers were originally proposed they were supposed to be over 200 meters tall. As you can guess, the community opposition was furious, and home owners and residents in the area battled the developer, for years, before a shovel was even put into the ground. Eventually though the developer concided and the tower was shorted to 165 meters or so, and when built, became along with 1 King West, the tallest towers built in Toronto in some time.

Here is a brief breakdown of the Towers:

The taller tower is 54 floors and 163 meters
The shorter tower is 39 floors
The towers are on the Southeast corner of Yonge and Eglinton directly opposite the TVO headquaters at Canada Square.
The towers have easy access to the TTC Subway's Yonge Line, the busiest line in the City
Yonge and Eglinton is a major Toronto intersection, also know as Yonge and Eligible because of the youth and professional character of the residents that live there.






Condo Amenties Include :

Landmark Club

  • 24-hour concierge service for round-the-clock peace of mind.
  • State-of-the-art fitness facilities, with cardio and weight areas.
  • Fabulous indoor lap pool • Sauna • Aerobics
  • Spectacular third floor outdoor landscaped terrace with lounge seating and BBQs.
  • Entertainment lounge with kitchen and bar and private dining room.
  • Billiards • Screening room • Furnished guest suites.
  • Business Centre with boardroom, computers, fax and photocopiers.


Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.

Emerald City Condos

Emerald City Condos - Don Mills and Sheppard



The latest high-rises to come to the Don Mills and Sheppard area of North York may be named ‘Emerald City,’ but this decision has little to do with the iconic location set in the Wizard of Oz. The “green” in Toronto’s newest ‘Emerald City’ rather, comes from turning the development into a pedestrian friendly  green space.

When complete, the new space will be lined with tall, lush trees along the walkways.  Its grounds will also be home to beautiful gardens, adding a spring of nature to the busy city.

Emerald City is the brain-child of the world renowned El-Ad Group.

Fun Facts

  • The Buildings is roughly 30 Floors
  • There will be 400 units
  • The Building is located next to the Fairview Mall
  • Your choice of Granite or Quartz Kitchen Countertops
  • Stainless Steel Appliances
  • Wide Terraces
  • Fantastic views
Amenties:

- Indoor Pool
- Gym and Yoga Studio
- Theatre Room and Games Room
- Guest Suites


Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.


Caribana - Toronto Caribbean Festival

Caribana - Toronto Caribbean Festival

Here are some pictures I've taken at Caribana Festivals over the years: Mainly of the ladies, and the costumes.

Caribana was introduced to Toronto by people of Trinidadian decent coming into Toronto in a mass migration that began in the 1960's and continued throughout the 1970's from Trinidad when the economy there was not good. A lot of these Trinidadian people came to Ontario cities like Hamilton and Toronto and became the backbone of the caribbean community in Toronto. Followed by peoples leaving other islands like Barbados, St. Lucia, Antigua, etc, etc. This mass migration from the caribbean has now stopped, because of the extreme income growth of the financial sector in those islands, in which many now make far more income advantageous to stay there, than they could if they moved to Canada. So in essence there is no need to leave the caribbean looking for wealth, when the worlds uber rich, are aching to stash their billions on your idealic and tropical islands.

Anyways back to the party...
































Moving down Lakeshore a bit







































Friday, 28 September 2012

Pinnacle on Adelaide



Pinnacle on Adelaide

It’s a retreat, with everything at your feet. Coming to the downtown core in 2013 is another luxury condo by Pinnacle on Adelaide. Situated at the corners of Adelaide and John Streets, an obvious attraction to this building is its location. This spot is prime real estate, whether you work in finance, arts, theatre and other nearby districts.

After a long day at work, Pinnacle is also close to Toronto’s  entertainment district.  Not to mention, the multitude of restaurants along King Street, the shops on Queen  West and of course, proximity to the lake.  Clearly, the Pinnacle  is constructed for the true urbanite at heart.

 According the builders, your new home in Pinnacle offers top of the notch in luxury, complete with modern designs, engineered hardwood floors,  floor to ceiling windows, designer cabinetry and more.

From Guest Blogger : Alexandra Christoupolous



Secrets of Toronto's Development Success:


 Toronto is a true international city, it has drawn hundreds of thousands of people from all over the world, seeking to make a better life. It's people are industrious and entrepreneurial, which along with some great geographic luck has made Toronto's economy one of the world's most dynamic finance, trading, exporting and manufacturing centers. Over the past 15 years there has been a dramatic shift in the population patterns of the Greater Toronto Area (GTA) as the population begins to concentrate into the downtown core, for reasons ranging from transport without a car, to low condo pricing, for young people. Over the last decade an average of 10,000 new condos per year have been sold in the core, in the past 5 to 7 years this average has been over 15,000 new condos. and in the past 3 years there have been over 20,000 new condo sales per year. There is a flare associated with downtown living in Toronto, that the suburbs can't match. It's attracting more people everyday, and so far, there seems nothing set to change it.

Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.

Hard Rock Cafe at Yonge and Dundas

Hard Rock Cafe at Yonge and Dundas

 Hard Rock Cafe at Yonge and Dundas
  

This one is located at Yonge and Dundas directly across from the massive Eaton Centre department store mall, it is  memorabilia-stocked restaurant serves up distinctive meals and refreshing beverages as they gleefly state on their website. 

Hard Rock Cafe - Yonge and Dundas 




Also a favorite hangout for tough looking dudes on Motorcycles in the Summer. 





Getting a Mortgage and Mortgage Insurance through The Co-operators for financing a loan to purchase at FIVE Condos is actually a relatively easy process, and new rules from the federal government has required that company include new regulations, which have made the home loan and mortgage process a bit more difficult. Those changes at The Co-operators include shortening the amortization period for which the loan can be held by the consumer, and the degree to which the property is financed by the mortgage. They have also increased deposit requirements to lift the loan insurance amount. Mortgage insurance from The Co-operators is actually one of the major financing costs on home loans.